Getting started FAQs

An interested party may contact us directly or work through a fee-only financial planner. For direct contact, go to the Contact page and request information, or email info@portfoliosolutions.com directly, or call our toll-free number at 800-448-3550. People who are working with fee-only financial planner should have their planner contact us. Our fee for portfolio management is the same for direct clients as it is for financial planner clients.

We are more than happy to write an investment proposal for qualified investors who have general knowledge of low-cost passive investing principals and are seriously considering hiring a portfolio manager. We reserve the right not to write a proposal, and to withdraw a proposal if we believe a person is either not financially qualified, not interested in a long-term relationship with our company, or not a good personality fit for our firm.

There is no obligation to receive an investment proposal. We prefer a person think long and hard about hiring our firm because it is a long-term relationship that allows the strategy to work and keeps our management fees low.

We have no minimum portfolio. However, there is a $500 per quarter minimum fee per relationship. As such, $800,000 is the minimum client relationship to receive the 0.25% fee. Relationships of lesser amounts pay a $500 per quarter flat fee in lieu of the 0.25% fee.

We only advise and manage assets that are set aside in specific Schwab accounts and placed under our care. We do not consult on financial assets a Client holds outside the managed accounts. For example, our services do not extend to 401k and 403b plans, corporate stock purchase and stock option plans, 529 college savings plans, variable and fixed annuities, or any type of insurance.

We will accept securities into an account but most will not be retained unless they are the same securities that we used in your investment proposal. Our responsibility is to manage your portfolio to the best of our ability. That includes selecting and monitoring all securities held in your account.

Any investment that you currently own and want to keep should be placed in a separate self-managed account. We can help you set up a non-managed Charles Schwab account; however we will not take responsible for that account or oversee the assets in the account.